Taking care of you and your team
International Healthcare Plans
for Canada
Is your company based in Canada with employees in assignments abroad?
If you have staff living and working outside Canada, we can provide the peace of mind that comes with knowing they're covered in the event of an illness or accident. Our International Health and Life Plans for Canada are especially designed for organisations like yours, giving you the freedom to choose from Worldwide cover (which provides cover across many countries), Worldwide excluding USA or Africa. Our plans also include treatment for covid-19.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
The International Healthcare Plans for Canada includes
Doctor visits
Hospitalization
Vaccinations
Diagnostic tests
Prescription drugs
Option to add a repatriation plan
International Health Insurance Services included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
International Health Insurance Plans for Canada at a Glance
Our International Health Insurance plans offer great benefits for employees living abroad, with optional extras to customize the cover based on your needs and budget
Prime
Broader cover including maternity benefits
All the benefits included under Deluxe, plus others including private room, routine maternity, complications of pregnancy and childbirth, home delivery, Emergency out-patient dental treatment and accidental death
Max. Plan Limit:
Enhance Your Cover with Optional Plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Repatriation plan
If the treatment you need is not available locally, we'll repatriate you to your home country, so you can receive treatment close to family and friends.
Life and Disability Insurance for Canada
Our life insurance provides financial protection and security to your employees in the unfortunate event of a death. Life insurance can be chosen to complement our international health insurance, or they can be purchased on their own. The benefit can be either a factor of the employee’s gross salary amount (up to an overall limit) or a fixed amount. We also offer optional cover that can be purchased as add-ons to the life cover
- Accidental Dismemberment
- Accidental Death
- Short-Term Disability
- Long-Term Disability
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Would you like to learn more?
Frequently Asked Questions
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
How many staff do I need to offer group terms?
Group terms are available for corporate groups of ten employees or more.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Can I offer different levels of cover within a group?
Generally, all insured members within a group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
What countries do you offer coverage in?
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific coverage queries, please contact out Sales Support Team, and they will be happy to assist you.
How can I get an international employer health insurance plan?
If you want more information on international health insurance for a group or would like a quote, get in touch with us.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.