Make sure your Health is covered.
Nomad Insurance
Nomad Health Insurance
What is Nomad Health Insurance?
A Nomad Health Insurance is a medical insurance that covers your healthcare needs when you are working abroad.
Our Flexicare plan is a suitable option for nomads and their families who are temporarily working or living abroad for less than a year.
If you intend to live overseas for 12+ months view our Care international health insurance plans.
Flexicare: Short-term digital nomad health insurance
Our Flexicare Plan is perfect for individuals and families who are working, travelling or living abroad for less than a year.
Flexicare - Your Nomad insurance includes:
You can choose between a 3, 6 or 9 month policy and we will cover your medical costs such as hospital visits, surgeries, prescription drugs, cancer treatment, diagnostic tests and GP visits.
Doctor visits
Hospital visits
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Option to add a repatriation benefit
Health Services included with your cover
You have access to range of travel and medical services to help protect you and your family from preventable health risks.
Choosing between a Nomad Medical Insurance or a Travel Medical Insurance
The difference between international health insurance and travel insurance is a source of confusion for many soon to be expatriates. Although both are intended for people spending time away from their home country, the intended purpose of each product is different. International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time. Learn the difference between international health insurance and travel insurance.
Specialised International Health Insurance Plans
At Allianz, we understand that your health insurance needs can vary based on your destination and the duration of your stay. Whether you're looking to your own cover, cover your entire family, or for a temporary cover for when you are studying or working abroad, we've developed specialised plans to ensure you're covered during your time abroad.
Short-term international health insurance for individuals and families working or living abroad for less than a year.
We offer comprehensive private medical insurance in Dubai, providing access to the best hospitals locally or back home.
International health insurance, giving peace of mind that your family's care is covered with our Singapore private plans.
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
Choose a flexible payment plan for your digital nomad insurance that works for you. Pay premiums quarterly or annually by card.
Your dependents can be added to your international health insurance policy subject to the medical underwriting terms you accepted; either full medical underwriting or Moratorium. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
- For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.
For further information, please contact our Sales Team.
We do not provide travel or holiday insurance, but we have a short-term plan to suit members who need international health insurance for less than a year. Find out more about our short-term plan.
If you would like a quote for travel insurance – please contact our colleagues at Allianz Travel.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover.
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.