Care Plans - Cover for you and your family

International Health Insurance
plans for the UK

Our Care International Healthcare plans for the UK were created in partnership with our sister company,
AWP P&C SA UK (Allianz Assistance) which is regulated by the Financial Conduct Authority.

Simpler, easier and safer.

Do you travel frequently, either alone or with your family?

We can make access to expat health insurance in the UK easier for you. We've designed international health insurance solutions to provide global access to international health insurance to expats in the United Kingdom. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care, and health and wellbeing checks (as indicated in the Table of Benefits).

Our Core Plans are flexible, affordable and comprehensive, covering in-patient and day-care treatments at home and abroad. Our plans also include treatment for Covid-19, subject to terms and conditions.

Your cover is also subject to:

  •  Policy definitions and exclusions
  • Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
  • Any policy endorsements, policy terms and conditions and any other legal requirements.
  • Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Sanctions suspension clause:

Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:

  • any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
  • the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.

The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.


Doctor visits

Hospitalization

Vaccinations

Surgeries

Diagnostic tests

Prescription drugs

Cancer treatment

Medical evacuation and repatriations

You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.

The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.

Drawing on our many years of expertise in the UK, we've carefully crafted a selection of plans of international health insurance designed specifically for the UK.
 

Choose your Core plan and pick an optional deductible.

Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more. 

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.

Add any of the optional plans.
Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as out-patient and dental cover. Manage costs effectively by opting for an out-patient deductible, enabling you to enjoy reduced premiums while ensuring comprehensive medical coverage. 

Choose your area of cover: Worldwide, Worldwide excluding USA or Europe.

Provides multi-country cover  so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or are live for more than 6 months of the year.

Terms and conditions and regulatory restrictions apply.


  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment
  • Maternity
  • Preventive Surgery
  • Bariatric Surgery
  • Drug and alcohol addiction treatment
  • Laser eye treatment

Max. Plan Limit: £3,100,000/
€3,703,705/ US$5,000,000

  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment
  • Maternity
  • Preventive Surgery
  • Bariatric Surgery
  • Drug and alcohol addiction treatment

Max. Plan Limit:  £1,660,000/
€2,000,000/ US$2,700,000

  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home



  •  

Max. Plan Limit: £ 830,000/
€ 1,000,000/ US$ 1,350,000
Choose from the following:
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more. Manage costs effectively by opting for an out-patient deductible, enabling you to enjoy reduced premiums while ensuring comprehensive medical coverage.
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.


Getting your policy is much easier and faster when you choose our  Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.

View our guides on healthcare in:

Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.

Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.

Always on: 24/7 multilingual Helpline and Emergency Assistance Services.

Fully completed medical claims processed within 48 hours.

Get answers to your questions quickly and easily with our handy FAQs. 
Most of our health insurance contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year (3, 6 or 9 months). For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen.
For more information please contact our dedicated sales team on
+353 1 514 8480.
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.

  • For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
  • For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
  • For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.

For further information, please contact our Sales Team.

This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.*

Your Insurance Certificate is available through the Home page of the MyHealth app or portal, simply click on “View Policy” and then go to “Documents”.

*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Everything you need to know before you go and when you get there.

Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Did you know that we have a support page for members with all you need to know to make the most of your cover ?

Allianz Partners' Product oversight and Goverance Statement

Treating Customers Fairly (TCF) is a key part of the Financial Conduct Authority’s (FCA) move to principles based regulation. Its aim is to deliver improved outcomes for customers. We recognise the importance of the FCA’s aim and have developed this TCF Policy which we apply to our business. Read the full statement here.

Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data.  The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.