AWP P&C SA UK (Allianz Assistance) which is regulated by the Financial Conduct Authority.
Making access to international health insurance in the UK
Simpler, easier and safer.
Do you travel frequently, either alone or with your family?
We can make access to expat health insurance in the UK easier for you. We've designed international health insurance solutions to provide global access to international health insurance to expats in the United Kingdom. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care, and health and wellbeing checks (as indicated in the Table of Benefits).
Our Core Plans are flexible, affordable and comprehensive, covering in-patient and day-care treatments at home and abroad. Our plans also include treatment for Covid-19, subject to terms and conditions.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
The expatriate health insurance
cover includes:
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Medical evacuation and repatriations
International Health Insurance Services included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
Care plans for the United Kingdom at a glance
Step 1:
Choose your Core plan and pick an optional deductible.
Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more.
All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.
Step 2:
Step 3:
Choose your area of cover: Worldwide, Worldwide excluding USA or Europe.
Provides multi-country cover so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or are live for more than 6 months of the year.
Terms and conditions and regulatory restrictions apply.
Care Signature
Superior health insurance -
Our highest level of cover
€3,703,705/ US$5,000,000
Care Enhanced
Enhanced health insurance -Comprehensive health insurance with additional benefits
€2,000,000/ US$2,700,000
Care Base
Foundational Coverage for Essential Health Needs -
Our Entry-Level Plan
€ 1,000,000/ US$ 1,350,000
Enhance Your Cover with Optional Plans
Out-patient plan
Dental plan
Get your expat health insurance in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Ready to get your cover?
Call us on +353 1 514 8480 or email us.
Want to know more about
Healthcare in the UK?
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Looking for a different insurance solution?
Frequently Asked Questions
For more information please contact our dedicated sales team on +353 1 514 8480.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
- For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.
For further information, please contact our Sales Team.
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.*
Your Insurance Certificate is available through the Home page of the MyHealth app or portal, simply click on “View Policy” and then go to “Documents”.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
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Allianz Partners' Product oversight and Goverance Statement
Treating Customers Fairly (TCF) is a key part of the Financial Conduct Authority’s (FCA) move to principles based regulation. Its aim is to deliver improved outcomes for customers. We recognise the importance of the FCA’s aim and have developed this TCF Policy which we apply to our business. Read the full statement here.
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.